Construction Risk Is Complicated. Your Insurance Shouldn’t Be Guesswork.
Contractors and builders face exposures that most businesses simply don’t. Jobsite injuries. Property damage. Subcontractor liability. Contractual risk transfer. Equipment theft. Vehicle accidents. Projects under construction. One uncovered exposure can turn into a serious financial problem quickly.
You need an insurance agency that understands construction.
At
Peoples Insurance, a member of the Champoux Insurance Group, our commercial insurance professionals understand the coverage, contracts and risk-transfer issues contractors face every day. We work with a broad range of commercial insurance companies to build programs for contractors ranging from smaller trades to substantial construction operations.
A contractor’s insurance program may include:
- Commercial General Liability (CGL) – including completed operations and contractual liability exposures
- Commercial Auto & Fleet – for service vehicles, pickups, vans, trucks and trailers
- Workers’ Compensation – protecting employees and addressing jobsite injury exposures
- Contractors Equipment & Inland Marine – for tools, mobile equipment and property moving between jobsites
- Builders’ Risk – protecting projects and materials during construction
- Umbrella & Excess Liability – additional protection over significant liability exposures
But having the policies isn’t enough. Additional insured requirements, waivers of subrogation, indemnification agreements, certificates, subcontractor controls and coverage exclusions can determine whether your insurance responds when something goes wrong.
That’s where knowledge matters.
You know how to build it. We know how to protect it.
Let Peoples Insurance review your construction insurance program and help identify the gaps you don’t want to discover after a loss.
Talk with our commercial insurance team about your business.
