Auto Insurance
for Kennebunk, Sanford, Wells, ME & Beyond

As a responsible driver, it’s your duty to make sure you have enough insurance coverage to pay for any accidents you might cause on the road – and as a savvy consumer, you know that it simply makes sense to have auto insurance to cover any damage to your vehicle that might happen for reasons other than an accident.

You are responsible, by law and by common sense, to have auto insurance. You need the best plan for yourself and your vehicle. There are so many options out there, it's hard to know where to start. Luckily, the insurance agents at Peoples Insurance – Ogunquit are here to help those in Kennebunk, Sanford, Wells, ME, and beyond. We work with many nationally recognized carriers of auto insurance. We can help you learn about your options, lower your rates, and essentially, find the insurance coverage that’s right for you! 

Contact our local office today to discuss your options and request an auto insurance quote!

We all know that we need auto insurance, but nobody wants to spend too much on it. That’s why it pays to understand the different types of factors that can influence your rates, such as:

• Deductible: This is the amount you are required to pay before insurance coverage kicks in. The higher the deductible, the lower your premiums will be.
  
• Claims: Insurance companies charge safe drivers less and unsafe drivers more. The fewer claims you have, the lower your premiums will be.
  
• Gender: Insurance company statistics show that men tend to be riskier drivers. Because of this, they will charge men higher premiums (on average).
  
• Vehicle: The age, condition, safety features, and other properties your vehicle has will affect how much it costs to insure the vehicle. Generally, the more expensive the vehicle, the more expensive the coverage.
  
• Safety Devices: If your vehicle is outfitted with advanced safety devices and features, you will likely be able to save on your insurance.
  
• Location: Auto insurance rates vary around the country. States and locales with higher rates of crime or more dangerous drivers are likely to pay more for insurance.
  
• Age: Younger, less experienced drivers tend to be riskier, so they will often pay more for insurance.
  
• Payment Schedule: Auto insurance companies will often offer discounts to drivers who pay for their insurance policy upfront rather than month-to-month.
  
• Multi-Policy Discounts: Bundle your home insurance, life insurance, or other coverage needs with your auto insurer, and you might be eligible for a discount.

With some savvy shopping, you can get the coverage you need at an even more affordable price. And of course, we are always here to explain your options and help you qualify for as many discounts as possible. Whether you are in Kennebunk or Wells, ME, we are here for you.